⚠ Uncalibrated — DR multipliers pre-DINS calibration. Loss estimates are indicative only.

Mode 1 — Damage Assessment Methodology

Zone Architecture

Structures are assigned to zones Z1–Z5 based on their geometric relationship to the final fire perimeter:

BDI (Lee Building Damage Index)

BDI = H × V × E, where H is the zone hazard weight, V is vulnerability (roof material, occupancy type, slope), and E is normalized RCV exposure. Loss = DR(BDI) × RCV.

Calibration Status

DR multipliers are pre-calibration defaults. DINS (CAL FIRE structure damage surveys) calibration against Camp Fire and Tubbs Fire will adjust zone-specific DR values. Estimates shown are indicative only.

Perimeter Source

Final containment perimeter from NIFC GeoMAC (100,874 acres). Sequential daily perimeters (19 observations Nov 8–21) available for Event Replay mode (Phase 3).